State pensions abroad
Applying for pensions
Who to apply to
If you’ve worked in several EU countries, you may have accumulated pension rights in each of them.
When the time comes for you to claim your pension, you’ll have to apply in the country where you’re living – unless you have never worked there. In this case, you should apply where you last worked.
That country is then responsible for processing your claim and bringing together records of your contributions from all the countries you worked in.
If you’ve never worked in the country where you now live, you should apply to the relevant pension authority in the last country where you worked. Your application will then be processed there.
The pension authority in the country where you live (or last worked) should send you your pension application form before you reach that country’s retirement age. If you don’t receive it, you should contact them.
You can only apply for your pension from the country where you now live once you have reached the legal retirement age in that country.
If you have pension rights from other countries, you will only receive that part of your pension once you have reached the legal retirement age in those other countries.
You should apply for your pension at least 6 months before you retire because the award of a pension from several countries can be a long procedure.
Differences in retirement ages
In some EU countries, you will have to wait longer to start drawing your pension than in others.